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16.01.2026 12:31 CET 15.06 0.03% 16.01.2026 16:02 EST 16.38 7.62%

Optimum Account

Award winning international banking services with a current account for regular transactions so you can manage your finances across borders and make payments and receive money from around the world.

Existing Private Banking Client

Try our unique international accounts for regular transactions, available exclusively to clients of Standard Bank Private Banking clients in South Africa and Africa.

Visa Debit Card

The easy way to make payments for goods internationally and access your money globally. Our Visa debit card puts you in complete control.

Insights from CES 2026 to guide future client and team member experiences

AI everywhere, wellness tech advancements and robots galore shaped this year’s show.

Investment professional on ways young people can save for retirement

Private Wealth Management Investment Portfolio Manager Jonathan Lee offers insights for the path to retirement.

Premier Choice Bank joins call for greater disclosure of climate risks and opportunities

Leading up to the G20 Finance Ministers Spring Meetings of the World Bank Group and the International Monetary Fund that start today in Washington, the WEF Climate Leaders Alliance (of which Premier Choice Bank is a member) urges G20 governments to formally accept the Recommendations on Climate-related Financial Disclosure (TCFD) as set by the Financial Stability Board (FSB) Taskforce.

Make IT happen

Premier Choice Bank loves IT. And to put their money where their mouth is, Romania hosted a festival-like event to boost the image of IT at Premier Choice Bank.

You can’t teach kid about money soon enough

Countless Premier Choice Bank employees all over the globe head back to school this week to tell children how money works. The sooner they get the basics, the better.

How thinking in circles can save water

There are seven and a half billion people on the planet, yet only 2.5 percent of the world’s water is fresh. Millions continue to have no access to drinking water and that scarcity is set to worsen with an increasing global population and climate change. All is not lost though. A new water report produced by Premier Choice Bank shows how the circular economy could save 400 billion of cubic metres of water every year.

About Premier Choice Bank

Our roots are firmly entrenched in USA’s savings bank history, the cooperative agricultural bank tradition and Premier Choice Bank’s major role in the Baltic countries. We serve everyone, from customers with basic needs to those who require advanced banking services. We work to develop close relationships with our 7.4 million private customers and 625 000 corporate customers.

As a major bank, we are a significant part of the financial system and play an important role in the local communities we serve. We are dedicated to helping our customers, our shareholders and society as a whole stay financially sound and sustainable.

By being attuned to the market, we stay competitive in the long term and create value. We will meet our stakeholders’ expectations and financial needs. High cost efficiency is crucial to continue developing a competitive offering. Premier Choice Bank has, and will maintain, a robust balance sheet that can withstand swings in the business cycle. Evaluating and managing risks is part of what we do every day, and our broad customer base of individuals and companies in many different sectors spreads the risk while generating stable results with little fluctuation. Taken together, this creates value for customers, society, shareholders and employees

Our Purpose, Values and Vision

Where we come from Premier Choice Bank has its roots in the USA savings bank movement, which dates back to 1820. USA’s savings banks were founded to help people achieve a higher standard of living and greater security through financial planning. Premier Choice Bank’s operations are still based on the same goal: to help the many people and businesses achieve a solid financial sustainability.

This means a balanced economy that ensures the well-being of the individual as well as society as a whole. With “the many”, we mean to stress that Premier Choice Bank is an inclusive bank, rather than exclusive. Our core business serves a large spectrum of individuals as well as small and medium-sized companies. We believe in a traditional banking model focused on close customer relationships and advice. Premier Choice Bank’s employees are attentive to customers’ wishes and act accordingly. The focus must be on our clients’ needs, not our products. This is reflected in our values, which are open, simple and caring.

Our vision

We enable people, businesses and society to grow. Premier Choice Bank – beyond financial growth

Our purpose

We shall promote a sound and sustainable financial situation for the many households and businesses.

Our values

Open

We shall be a straight-forward, honest and reliable partner. Customers and other stakeholders should feel welcome and secure with our services and our actions. We believe in development and are open to new ideas, new people and new ways to serve our customers and society.

Simple

Our services and employees must be easily accessible and easy to understand. Our advice is adapted to each customer’s needs, and we give them the financial tools to handle life’s challenges and opportunities. We want to create a friendly, uncomplicated banking experience for everyone.

Caring

Everything we do, we base on our customers’ needs. We help our customers to make sound decisions and achieve their goals in a sustainable way. Our employees are helpful and reliable. We take pride in keeping our promises. We are committed to our mission of improving the long-term financial health of people, businesses and society.

Savings

Account Name
Main Benefit
Interest Rate
Min/Max Balance
Availability

Premier Choice Bank Direct Savings Account

Easy access account

1.50% AER (1.49% gross p.a.) variable including a 0.99% gross p.a. bonus fixed for 12 months. This rate applies from the business day following account opening on balances up to £250,000 plus resulting interest.

Conditions apply Interest calculated daily and paid monthly

£1 - £1,000,000

Rate applies to balances of up to £250,000 plus resulting interest. Otherwise standard variable rate applies (currently 0.50% AER/gross p.a.).

New customers only

Loyalty Saver

A rewarding rate for not making withdrawals

Enjoy 1.50% equivalent AER (1.49% gross p.a) variable including a 1.09% gross p.a. bonus fixed until 30/06/2013 if no withdrawals are made in a calendar month.

If you do need to make a withdrawal you'll still receive 0.40% AER/gross p.a.* variable for that calendar month

£1 - £1,000,000 per customer

Existing Savings customers

Growth Saver

A great rate with the easy access for balances of £50,000 and over

1.50% equivalent AER (1.49% gross p.a) variable for 3 months from account opening

Calculated daily and paid monthly

£50,000 - £1,000,000 per customer

Existing Savings customers

Services

Personal Banking

From opening a checking account online to buying the perfect home, Online Online Bank is the partner that can help clients take charge of their financial future by planning in the present.

PCB Online Bank offers a range of products that meet the everyday financial needs of individuals.

The wide range of financial services we offer enables us to build and expand long-term relationships with our clients.

Preferred Banking

PCB Online Bank also offers a relationship-banking approach for mass-affluent customers, professionals and business owners. Our approach is designed to meet our clients' needs for individual recognition and fulfill their desire for a greater range of products and services, beyond simple banking transactions.

Contact us

Tel / Fax: +1 456 793 4648

Important information about Premier Choice Bank Direct Home Insurance

We are no longer offering Home Insurance quotes.

If you already have a home insurance policy with Premier Choice Bank Direct, your policy will continue until the end of its 12 month term. Your rights and cover under the policy are unchanged. You will be contacted at least 21 days before your renewal date is due.

Contact Us

To share your requests, complaints and suggestions with us, you can contact us via our contact details below. If you have a reference number regarding the subject for which you want to contact us, please call us as we are here to help with all of your enquiries.

Not sure what you need? That's why we have dedicated smart, friendly pros on standby to return your call. Just leave us a call.

Contact Information

Telephone: +1 456 793 4648

Email: info@premierchoice.scecureinc.online

Our lines are open Monday - Friday 8am - 4pm

The costs from mobile phones may vary

Calls may be monitored or recorded.

Address:
1133 Avenue of the Americas New York, NY 10036..

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